All posts tagged Dave Ramsey

Dave Ramsey :: Catalyst 11

Dave Ramsey, a personal money management expert, is an extremely popular national radio personality, and author of the New York Times best-sellers The Total Money Makeover, Financial Peace and More Than Enough. On Oct. 15, 2007, Ramsey added television host to title when “The Dave Ramsey Show on Fox Business Network” debuted nationally. Ramsey knows first-hand what financial peace means in his own life – living a true rags-to-riches-to-rags-to-riches story. By age twenty-six he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and now devotes himself full-time to helping ordinary people understand the forces behind their financial distress and how to set things right – financially, emotionally and spiritually. He resides with his wife Sharon and their three children in Nashville, Tennessee.

  • It’s necessary to be present.
  • We need to be roaring lambs.
  • We need to take back ground for Christ.
  • We want to be evangelists with our excellence.
  • They decided to run their business God’s way.
  • You don’t know you have a bad idea when you are in the middle of it.
  • It’s important to be present.
  • Leadership matters.
  • The mechanics that flow out of leadership matter.
1 – People matter.
  • In the middle of a transactional culture, you need to be intentionally relational.
  • Success in today’s world is in direct proportion to your relational IQ.
  • If you start looking at your customers as “units,” you’re going to run into a problem.
  • Customers are people, and people matter.
  • You need to hear their story.
  • When you have interaction with them, you will see there’s a story going on.
  • We all have a story.
  • Stop and value what’s happening in people’s lives.
  • Take time to hear their story.
  • Thou Shall Prosper: your opportunities come through people.
2 – A culture of excellence matters.
  • We do not have a choice as Christians.
  • The world demands excellence.
  • People have unique gifts to bring, we need to make sure we put the right people in the right seats.
  • Take the amount of time you are spending on staffing and double it or quadruple it.
  • They do multiple interviews over the course of 60 days at Dave Ramsey.
  • They also do a spousal interview.
  • God has a plan for you. It’s a plan to bring you hope, not harm.
  • “Love Jesus” shouldn’t be the only qualification for hiring someone on your ministry team.
  • An incredible team in a culture of excellence matters.
  • My HR manual is, “Do unto others as you would have them do unto you.”
3 – Slow and Steady Matters
  • Do not let your life, ministry or organization go faster than your resources.
  • If you do, you’ll have the problem.
  • God will send you as much as you need.
  • Don’t go faster than your human resources allow.
  • Don’t take on more customers than you can take care of.
  • Care well for the ones you have.
  • As God sends you the people and the resources, you can expand.
  • You’ll mess up doing it wrong… it’s better to hold on and wait.
  • Don’t advance past your supply line.
  • We live in a culture full of hares; but the tortoise always wins.
4 – Financial Principles Matter
  • Live on less than you make.
  • Save money.
  • Stay out of debt.
  • Have a plan… budget, plan, think ahead.
  • Be generous.
  • Generosity isn’t just what you give, it’s also how you treat people.
  • Your work is an act of worship.
  • God is inordinately pleased when we are obsessively, compulsively preoccupied with others.
  • We are supposed to be a peculiar people… we are supposed to be weird.
5 – A Higher Calling Matters
  • Do your work as unto the Lord.
  • Want to get out of your current job? Do you work with so much excellence and passion that the competitor will steal you.
  • Work heartily as unto the Lord.
  • Do your work with excellence.
  • People will want to know why you do what you do.
  • Care deeply about “why” you are doing what you are doing.
  • We have a higher calling.
  • Readdress it each day as you step into the task of your calling.
  • The “why” helps your execution.
Closing
  • As you execute these 5 ideas, it will cause things to happen.
  • We are in a sowing and reaping environment.
  • We reap what we sow.
  • There will be a day for each one of us when Jesus will call us home.
  • We want to hear Him say, “Well done, good and faithful servant.”
  • What are you doing with your time here on earth?

Dave Ramsey :: CatWest

Dave Ramsey, a personal money management expert, is an extremely popular national radio personality, and author of the New York Times best-sellers The Total Money Makeover, Financial Peace and More Than Enough. On Oct. 15, 2007, Ramsey added television host to title when “The Dave Ramsey Show on Fox Business Network” debuted nationally. Ramsey knows first-hand what financial peace means in his own life – living a true rags-to-riches-to-rags-to-riches story. By age twenty-six he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and now devotes himself full-time to helping ordinary people understand the forces behind their financial distress and how to set things right – financially, emotionally and spiritually. He resides with his wife Sharon and their three children in Nashville, Tennessee.

  • Enduring organizations have core principles that guide daily decisions.
  • Dave’s assistant creates a “tour book” of the people he’s going to meet when he travels.
  • He reminds himself: If I decide to do something unbelievably stupid, I have no idea whose lives it will impact.
  • Leadership is service. There are no exceptions.
  • With blessing comes the weight of responsibilities.
  • There are no good leaders that aren’t good servants.
  • In order to serve as a leader you have to have tremendous courage.
  • With blessing comes the weight of responsibilities.
  • Leadership is service. It’s looking out at a landscape for an opportunity to serve.
  • You have to say, “On behalf of those people [the people you serve], I will do what God is calling me to do with excellence that shames other people.”
  • The diligent prosper.

Keys to Leading a a Great Organization

1 – People matter.

  • Everyone matters.
  • Everyone you interact with, your competitors, everyone… they all matter.
  • To the extent you understand that people matter increases your boldness and your courage.
  • Maybe everyone you disagree with doesn’t need to be put to death.
  • From Thou Shall Prosper: Our heavenly Father is inordinately pleased when we are obsessively, compulsively, preoccupied with the needs of others.
  • When you take on the needs of others, courage will overwhelm you.
  • Our opportunities in life come through other people.
  • When you aren’t concerned with the needs of other people you are self-centered.
  • When people are a commodity and quit mattering, the soul of the endeavor dries up.
  • The more you understand that, the more attractive you become.
  • The more you do that, you’ll find more courage.

2 – Incredible team and culture matter

  • Building an incredible team around you to do the endeavor God calls you to do may be the most rewarding things you do as a leader.
  • Dave prays before he hires anyone.
  • They don’t do exit interview because if they are gone why does it matter.
  • Sometimes you have to look at people and say, “This is not working is it?”
  • We sometimes to let people fly and be free, and let them find their calling in another organization.
  • Build a culture with a team that’s in the building.
  • Your team should have a servant-hearted culture.
  • Build a culture with excellence and passion by keeping the right types of people and intentionally compensate with over-communication.
  • Talk about things that companies don’t normally talk about.
  • Team matters.
  • An excellent team that is intentionally built Scripturally causes you to have courage.

3 –  Slow and steady matters

  • What happens after your courageous act is where the hard work begins.
  • We live in a culture that praises microwaves, but Crock Pots are what win in leadership.
  • Excellence is found in the ordinary.
  • Young leaders fail because they believe that “one thing” will lead to their big break instead of realizing that every thing they do is what matters… slow and steady wins the race.
  • The tortoise always wins in a culture of hares.
  • We live in an ADD culture of hares that can’t focus.
  • The tortoise will always win… being slow and steady gives us courage.
  • What matters is finishing.
  • You don’t finish when you are always looking for that “breakout moment” while you are neglecting the process it takes to win.
  • You win by doing the little things right every single day.

4 – Financial principles matter

  • You have more courage when you have more money.
  • Get your financial house in order and you’ll have more courage.

5 – A higher calling matters

  • Wherever you are, your ministry needs to be seen as a higher calling.
  • That will affect the excellence level of your work.
  • Chick-fil-a pursued a higher calling other than frying chicken… they’ve revolutionized customer service.
  • A higher calling changes the way you play the game.
  • You won’t go against conventional wisdom if you don’t view what you do as living out your higher calling.
  • A higher calling gives you boldness, creativity, innovative ideas, and courage.
  • Jesus is the central thing… the rest of it is the dressing around it.

Leadership Takes Courage

  • Leadership in a culture that’s gone crazy isn’t for the faint of heart.
  • We need to be men and women of courage.
  • What will you do with the “dash” of your life? Between when it begins and when it ends.
  • How you live you life will require courage.
  • The world and our churches require us to be courageous leaders.

Catalyst 09 :: Dave Ramsey

Dave Ramsey, a personal money management expert, is an extremely popular national radio personality, and author of the New York Times best-sellers The Total Money Makeover, Financial Peace and More Than Enough. On October 15, 2007, Ramsey added television host to title when “The Dave Ramsey Show on Fox Business Network” debuted nationally. Ramsey knows first-hand what financial peace means in his own life – living a true rags-to-riches story. By age twenty-six he has established a four-million-dollar real estate portfolio, only to lose it by age 30. He has since rebuilt his financial life and now devotes himself full-time to helping ordinary people understand the forces behind their financial distress and how to set things right – financially, emotionally, and spiritually. He resides with his wife Sharon and their three children in Nashville, Tennessee.

  • How would you like your ministry to have such an impact that people remember you and repeat something that you did because it was so sown into their hearts and minds.
  • The Concept of Momentum.
  • When you have momentum you look better than you are.
  • When things are going good (in life, in your ministry) you look better than you are.
  • Dave Ramsey’s company has tremendous momentum… they are good at what they do.
  • “We’re not as good as we look but we have momentum.”
  • When you don’t have momentum you are better than you look.
  • It’s usually when you’re starting something, starting over or coming back up.
  • Momentum is created. It does not randomly occur.
  • You are better than you look.
  • Everyone looking in on the outside doesn’t understand what’s going on. They don’t see the diamond in the rough.
  • It’s important you get momentum
  • We struggle with doing and trusting in God, waiting on Him.
  • We tend to pray like it depends on God or work as if it depends on us.
  • Some of us haven’t worked hard enough to be burned out!
  • We get this paradox between God’s blessings and our part in the play.
  • God is dependable.
  • The variable we have to focus on is us and the momentum we need to create.
  • To be an inordinate success, it takes 10,000 hours. (Gladwell)
  • You don’t become a significant leader by accident, you pour yourself into your calling and your craft very specifically and momentum is created.
  • It’s not an accident.
  • You have a part to play in God’s script.
  • The Momentum Theorem: Focused Intensity, over Time, multiplied by God, equals Unstoppable Momentum.

Focused Intensity.

  • Focused is an amazing thing in a culture that has none.
  • We struggle with focus.
  • When we’re not focused other  things distract us and we experience burn out.
  • NFL = Not For Long (avg time in the NFL is 3.7 years)
  • Focus is lost for two reasons: fear and greed.
  • Fear is not from the Lord.
  • Fear is not a fruit of the Spirit.
  • We get greedy… numbers of people in our churches, viewers of our show, readers of our blog.
  • We wonder what it’s like to be “over there” when we aren’t over there yet.
  • We overlook the ball before we’re at the goal.
  • A double-minded man is unstable in his ways. – James 1:8
  • Excellence dissipates when we take our eye off the goal and look into something we haven’t already earned.
  • Focus = I can’t see anything else than what I’m looking at.
  • You’ve got to lose your peripheral vision.
  • You have an unbelievable opportunity when you focus because no one else in culture is.
  • Rick Warren calls focus being intentional.
  • Stephen Covey called focus being proactive.
  • You have to happen “to” things.

Intensity

  • Pour intensity into things that really matter.
  • Whatever you hand finds to do, do it with all your might. – Ecc 9:10
  • Bring excellence into what you are doing.
  • Be intense about your calling.
  • Get focused with intensity.
  • Intensity moves things.
  • Nothing moves unless there’s intensity behind it.
  • Light that’s dispersed lights a room; light that is intensely focused becomes a laser you can do surgery with.
  • Focus is powerful.

Time

  • It takes focused intensity over time.
  • “If I persist long enough, I will WIN.” – Og Mandino
  • If you’re only focused and only intense for a short time, it won’t matter.
  • “Run the race in such a way as to win the prize.” – 1 Cor 9:24
  • It’s not a sprint, it’s a marathon.
  • It’s a long race that’s over time.
  • All leaders are readers!
  • The tortoise always wins…
  • Figure out the course, stay the course.
  • Keep moving.
  • Figure out your deal.
  • Never take your eye off the ball.
  • Slow and steady wins the race all the time.

Multiplied by God

  • We are finite; God is infinite.
  • God is with us while we are running, at the finish line, and at the starting line.
  • When you multiply your focused intensity over time by God… God gives us energy and causes us to win.
  • “What is impossible with men is possible with God.” – Matt 19:26
  • Get plugged in to Him as a power source and your moment will become unstoppable.
  • Leading involves following.
  • If you think you’re going to be an automatic success; if you are, be very scared because you might not have the foundation to carry it.
  • Grow it slow, grow it right.
  • “Never give in…” – Winston Churchill
  • Never, never, never quit.
  • If you’re not doing something significant for God, Satan won’t notice.
  • It has a cost, but DO IT in the name of Christ.
  • Never, never quit.